The rules that govern Ohio car insurance are very easy to understand because basically if you do not have any, then you are committing a criminal offence just by getting behind the wheel as you will be given a citation if caught. What this insurance does is it guarantees that there are the financial means available should there be some kind of a collision rather than damage being caused and everybody missing out and if you are not careful, then you will require some pretty big pockets to cover the bills if you are in some kind of accident.
There are three main parts of the insurance within the state of Ohio as your policy must cover injury to people, other vehicles, and also property with varying minimum amounts of cover required for each area. In general, you are looking at $12,500 in liability cover for every person, $25,000 for every accident and finally $7,500 for the property and as long as this is covered, then you are good to go.
Finally, it is worth noting that Ohio is classed as an at-fault state and this does mean that you are advised to have comprehensive car insurance rather than just the basics. If you are unsure about what to do, then do yourself a huge favor and talk to an expert because the hour you spend doing this can save you tens of thousands of dollars in expenses, so does this not mean it is worth it?